Personal and household budgeting can help you recover faster from debt, save for a goal, or help you better cope with unexpected expenses when they arise. The secret to getting-and staying-on top of your personal finances is to build a budget that works. consumers reported living paycheck-to-paycheck, and 21% said they were having problems paying their bills. In fact, the majority of Americans feel your pain. Half of Americans in this country are not building a reserve or saving for retirement.” -Anuj Nayar, Financial Health Officer at LendingClubĭo you struggle to follow a monthly budget? If so, you’re not alone. “The perception that only low-income individuals are living paycheck-to-paycheck simply is not the case today.
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